| |
Product |
Rate |
Annual
Percentage Yield |
Minimum
Deposit to open Acct. |
No Fee
Charged if Minimum Balance Maintained |
| Annual
Percentage Yield |
Personal NOW |
0.30 |
0.30 |
$500 |
$500 |
| Annual
Percentage Yield |
Business NOW |
0.30 |
0.30 |
$1000 |
$1000 |
| |
Personal Money Market |
Rate |
Annual
Percentage Yield |
Minimum
Deposit to open Acct. |
No Fee
Charged if Minimum Balance Maintained |
| Annual
Percentage Yield |
$0-99,999 |
0.25 |
0.25 |
$500 |
$500 |
|
Annual Percentage Yield |
$100,000-249,000 |
0.95 |
0.95 |
$500 |
$500 |
| Annual
Percentage Yield |
$250,000 &
Up |
0.95 |
0.95 |
$500 |
$500 |
| |
Business Money Market |
Rate |
Annual
Percentage Yield |
Minimum
Deposit to open Acct. |
No Fee
Charged if Minimum Balance Maintained |
| Annual
Percentage Yield |
$0-99,999 |
0.25 |
0.25 |
$1000 |
$1000 |
|
Annual Percentage Yield |
$100,000-249,000 |
0.95 |
0.95 |
$1000 |
$1000 |
| Annual
Percentage Yield |
$250,000 &
Up |
0.95 |
0.95 |
$1000 |
$1000 |
| |
Savings & CD'S |
Rate |
Annual
Percentage Yield |
Minimum
Deposit to open Acct. |
No Fee
Charged if Minimum Balance Maintained |
| Annual
Percentage Yield |
Personal
Savings |
0.25 |
0.25 |
$100 |
$100 |
|
Annual Percentage Yield |
Business Savings |
0.25 |
0.25 |
$250 |
$250 |
| Annual
Percentage Yield |
6 Month CD |
0.35 |
0.35 |
$1000 |
|
|
Annual Percentage Yield |
1 Year CD |
0.75 |
0.75 |
$1000 |
|
| Annual
Percentage Yield |
18 Month CD |
0.75 |
0.75 |
$1000 |
|
|
Annual Percentage Yield |
2 Year CD |
0.75 |
0.75 |
$1000 |
|
| Annual
Percentage Yield |
3 Year CD |
1.00 |
1.00 |
$1000 |
|
|
Annual Percentage Yield |
5 Year CD |
1.49 |
1.50 |
$1000 |
|
| IRA Accounts are currently subject to the above listed rates. |
| * Rates
accurate as of 12/13/2011 and are subject to change. |
| *Early
withdrawal penalty on time deposits may be imposed equal to 6 months interest on
amount withdrawn |
|
* $.01 minimum balance
to obtain APY |
|
*For Now, Money Market and
Savings Accounts, the rate may change after the account is opened. |
|
*"Fees could reduce the earnings on the account"
|